Are you spending hours grinding for cash in GTA Online but still feel broke? You're not alone. Many players work hard but still struggle to build serious wealth because they fall into some common traps. If you're tired of wasting time and want to boost your income fast, here are three major mistakes you might be making—and how to fix them for faster, smarter profits.

1. Doing Special Cargo the Hard Way
Many players believe the Special Cargo business is the ultimate money-maker in GTA Online. They spend countless hours sourcing and selling crates, chasing that massive warehouse payout. But here’s the truth: the grind just isn’t worth it.

Manually sourcing crates is repetitive and time-consuming. Even with occasional bonuses, you're looking at around $500,000 to $750,000 per hour, and that’s assuming everything goes smoothly. Plus, you have to pay upfront for the crates and risk selling them in public lobbies where other players can ruin your sale.

The smarter strategy? Use your warehouse assistant. For just $7,500, your assistant will source crates for you automatically every 48 minutes. That means passive income without the hassle. While the assistant works, you can focus on better-paying activities like heists or other businesses.

2. Ignoring Better Businesses After Cayo Perico
Once players complete the Cayo Perico Heist, many head straight to the Agency to grind the Dr. Dre VIP Contract. It seems like a solid follow-up, paying $1 million per run. But here’s the catch: most players take over an hour to complete the mission, which works out to around $750,000 per hour—not terrible, but far from the best.

Instead, check out the McKenzie Field Hangar. For just $1.5 million, you can unlock the “Oscar Guzman Flies Again” mission. Each run takes about 45 to 50 minutes and pays $750,000. Even better, there’s only a 48-minute cooldown, and you avoid long, unskippable cutscenes. Plus, you can use your hangar to spawn aircraft instantly, making travel much easier.

If you’re serious about making money after Cayo Perico, skip the Agency and invest in the hangar for faster, more efficient payouts.

3. Not Using the Character Swap Method
Many players stick to one character and patiently wait for cooldowns to reset before running profitable missions again. But by doing this, you're leaving money on the table.

The better approach is to create a second character. If your main character is already level 120 or higher, you can transfer that level to the new one. Both characters share the same bank account, so the money all goes to the same place.

Run the Cayo Perico Heist with your main character, then switch to your second character and do it again. You can apply this method to other businesses too, such as the hangar missions, Cluckin’ Bell Farm Raid, or the Dr. Dre contract. This method effectively lets you run missions back-to-back and double your income.

It’s completely allowed by Rockstar—this isn’t a glitch or exploit, just a smart use of the game’s systems.

Grind Smarter, Not Harder
If you want to make serious money in GTA Online without spending all day grinding, it’s time to work smarter:

- Let your warehouse assistant handle the crate work

- Focus on faster, higher-paying missions like the McKenzie Field Hangar

- Use the character swap method to double your payouts

Avoiding these common mistakes will save you hours of wasted effort and help you build your fortune much faster. Investing in GTA modded accounts is a smart move for many players, but success still depends on your strategy—avoiding these common mistakes will save you hours of wasted effort and help you build your fortune much faster. Good luck, and happy grinding!